Anyfin is a Swedish fintech company founded in 2017 by Mikael Hussain, Filip Polhem and Sven Perkmann. The company specialises in offering consumers the possibility to refinance existing loans and credits, such as personal loans, credit card debt and instalments, to lower their interest rates and improve their financial health.
Anyfin provides a mobile application that allows users to refinance existing debts by simply photographing their invoice or credit agreement. The service is available in Sweden, Germany, Finland, and Norway. In addition to refinancing, Anyfin offers tools to track credit scores and manage subscriptions, in collaboration with Minna Technologies. In 2024 alone, Anyfin helped its customers repay over SEK 2.5 billion.
Anyfin generates revenue by offering refinancing services to consumers, earning income from the interest rate difference between existing loans and the improved terms provided via its platform. Leveraging artificial intelligence and machine learning, Anyfin can rapidly assess credit risk and offer competitive interest rates. The company has raised over €600 million in equity and debt financing from investors such as Northzone, Accel, EQT Ventures, and Citi Ventures.
Since its launch, Anyfin has expanded from Sweden to several European markets. In 2022, the company experienced fivefold growth in Germany and has now surpassed one million app downloads. With a strong presence in the Nordics and Germany, Anyfin plans to continue its European expansion and develop additional products aimed at improving consumers’ financial well-being.
How it works in 6 simple steps:
How it works in 6 simple steps:
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